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CONTENTS
28
COVER STORY
Rent & invest
Be better off by up to $1.1m
14
INTERVIEW
A head for business
Burleigh Brewing’s Peta Fielding
44
LOSING A LOVED ONE
Winding up an estate
A step-by-step guide
ON THE COVER
28
Rent & invest
44
Winding up estates
46
Overseas travel
57
Risks with life-stage super
64
Running an SMSF for Gen Y
68
Long-short funds
72
Earn income for life
79
Padley on S&P 500
90
Profit from renos course
UPFRONT
6
Editor’s letter
8
In your interest
Paul Clitheroe
10
News & views
14
Interview
Deborah Light
18
Ask the experts
20
Ask Paul
24
Smart spending
Cars, travel,
27
wine, tech tools, good buys,
worthy causes
Paul’s verdict
37
MY MONEY
38
Banking
Effie Zahos
40
Small business
Anthony O’Brien
41
Family money
Susan Hely
42
Taking charge
Annette Sampson
42
The challenge
Maria Bekiaris
44
Estates
Susan Hely
46
Winding up financial affairs
Overseas travel
Steph Nash
Stretch your dollar further
THE
MONEY
TEAM
Chairman & chief
commentator
Paul Clitheroe
Editor
Effie Zahos
Deputy Editor
Maria Bekiaris
Art Director
Ann Loveday
Deputy Art Director
Tim Verrender
Senior Sub-editors
Bob Christensen, Lindsey
Leathart
Senior Writers
Susan Hely,
Chris Walker, Pam Walkley
Online Content Producer/
Writer
Emi Berry
Staff Writer
Steph Nash
Contributing Writers
David Bassanese, Chris Batchelor,
Ross Greenwood, Sam Hender-
son, Greg Hoffman, Ben Kingsley,
Anne Lampe, Deborah Light,
Roger Montgomery, Anthony
O’Brien, Marcus Padley, Vita Pal-
estrant, Annette Sampson
Contributing Artists
Eamon Gallagher, Heath Missen,
Christopher Nielsen, Jim Tsinga-
nos, John Tiedemann
ADVERTISING
NSW
Peter Balinski
(02) 9282 8075
Victoria
Hector Vasconcelo
(03) 9823 6335
Queensland
Nikkola Hogan
(07) 3101 6636
South Australia
Nabula El
Mourid (08) 8267 5032
Western Australia
Vikki Stacy (08) 9449 9908
Production Controller
Elisse Lai
Advertising Production
Sally Jefferys
Subscriptions Marketing
Coordinator
Ellie Xuereb
Marketing Manager
Kimberly Omodei
Assistant Brand Manager
Thea Mahony
Publisher
Cornelia Schulze
Director of Media Solutions
Simon Davies
General Manager, Marketing
Natalie Bettini
Circulation Strategy Manager
Paul Weaving
Research Director
Justin
Stone
Commercial Manager
Lucille
Charles
Syndication inquiries:
acpsyndication@bauer-media.
com.au
ISSN
1444-6219
Disclaimer:
The information featured in this magazine is general in nature and does not take into account your objectives, financial situation or needs. You should consider the appropri-
ateness of the information having regard to your own circumstances. Before making an investment, insurance or financial planning decision you should consult a licensed professional
who can advise you of whether your decision is appropriate. Bauer Media does not have an interest in the promotion of any company, investment or product featured in this magazine.
4 MONEY
MARCH 2016
MARCH, 2016 ISSUE 187
moneymag.com.au
52
TOURISM BOOM
4 ways you can cash in
The pros and cons of each
60
SUPER MOVES
A closer look at MySuper
How you can benefit
78
LOOKING AHEAD
Picking the right themes
Proceed with caution
49
PROPERTY
50
Real estate
Pam Walkley
52
Accommodation
Pam Walkley
Cash in on tourism
55
INVESTING
56
Greenwood
Ross Greenwood
57
Super
Vita Palestrant
58
Retirement
Sam Henderson
59
The investigator
Anne Lampe
60
MySuper
Vita Palestrant
64
77
SHARES
78
Outlook
David Bassanese
79
This month
Marcus Padley
80
Strategy
Greg Hoffman
82
84
Digging into company accounts
Skaffold
Chris Batchelor
Value.able
Roger Montgomery
Money
is published by Bauer Media Pty Limited (ACN 053
273 546), part of the Bauer Media Group, 54-58 Park Street,
Sydney NSW 2000. The trade mark
Money
is the property
of Bauer Consumer Media Limited and is used
under licence. Printed by PMP Moorebank 31
Heathcote Rd, Moorebank NSW 2170
68
72
76
Benefit from fee revolution
SMSFs
Steph Nash
Strategies for Gen Y
Short-selling
Pam Walkley
Are long-short funds a good bet?
Retirement
Susan Hely
Regular income for life
Starting out
Steph Nash
IN EVERY MONTH
54
Privacynotice&usefulcontacts
86
Data Bank
Ma r c h _
SMSF
RUNNING AN
FOR GEN Y
STRATEGIES
FUNDS
LONG-SHORT
GOOD BET?
ARE THEY A
OS
FIT FROM REN
SAVE $49:
PRO
DETAILS PAGE 90
RSE
ONLINE COU
MARCUS
PADLEY
WOULD I
BUY THE S&P
500 NOW?
SAVINGS & GIVEAWAYS
2
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subscription and get a
copy of
The Armchair
Guide to Property
Investing.
VITA
PALESTRANT
187
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AUS
@MoneyMag
MARCH 2016
ag.com.au
www.moneym
RISKS WITH
LIFE STAGE
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10
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BEN KIN
EXCLUSIVE
ANA
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PLANS BY PRO
GSLEY
RENT
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OFF BY UP
TO
$ 1.1
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PLUS
WHERE TO BUY
WHERE TO REN
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SUBURBS
109
10 copies of our book
of the month –
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Financial Leap –
up for
grabs.
Save $49 on free
renos course
How
to Profit from Run Down
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PAGE 90
OVERSEAS TRAVEL
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WINDING UP EST
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MONEY
MARCH 2016
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LIFE
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W TO EARN AN
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